Truck / Semi Accident Claims
A collision involving a large commercial truck can have devastating consequences. Due to the sheer size and weight of commercial vehicles, serious injuries, paralysis, and even death can result from an accident. It is the responsibility of commercial vehicle owners to adequately train and screen their drivers, and make sure their vehicles are safe for the road.
New Jersey is a shipping hub with various roadways. Tractor-trailers, Semis, and large trucks are constantly operating on NJ highways. Add to that the many private passenger vehicles in NJ, and you have a densely populated state where there is a high likelihood of crashes.
The Port Authority reports that there are over 4,000 fatal crashes every year in the U.S. involving commercial trucks weighing over 10,000 pounds. At least 60 of those occur in New Jersey. And that’s just a small portion of the more than 85,000 injuries suffered in big rig accidents nationwide every year.
Who Is Responsible After a Truck Accident?
New Jersey’s no-fault automobile insurance laws restrict your ability to sue negligent drivers who cause automobile accidents. No-fault insurance, or Personal Injury Protection (“PIP”), is first-party insurance that provides the policyholder immediate medical treatment and other benefits following an automobile accident, regardless of who was at fault. The trade-off for this no-fault coverage is that the law limits the policyholder’s ability to sue the negligent driver for noneconomic damages such as pain and suffering.
In commercial truck accident cases, the limitation on personal injury lawsuits does not always apply. Thus, motorists who are injured by commercial trucks may be able to sue the negligent owner and operator of the commercial truck for personal injury without restriction, thereby seeking the full range of noneconomic damages including pain, suffering, disability, impairment, and loss of enjoyment of life. Under these circumstances, first-party PIP benefits may not be available for medical treatment, and injured persons may need to rely on other forms of insurance to pay for their medical treatment.
Determining Fault in a Truck Accident
There are a number of factors that determine who is responsible for paying compensation for damages in commercial vehicle accidents. Our experienced attorneys will consider all of the following factors:
- Do all drivers have insurance?
- Was the commercial vehicle independently owned or company-owned?
- Were you a pedestrian, passenger, or driver?
- What are the specific insurance terms of all drivers and vehicle owners?
- What are your medical treatment costs?
- Have you suffered any permanent injury?
- Were your injuries suffered while performing job-related duties?
These questions and others must be carefully reviewed in order to properly prepare a client’s claim for recovery. At The Reinartz Law Firm, our lawyers will work with you to fight for the compensation you deserve.
Contact The Reinartz Law Firm Today
Commercial truck owners and operators have lawyers working for them, and so should you. Contact our offices today for a free and confidential consultation.